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Elevate

Your Collections Experience with Zenollect

Collections with a human touch to drive improved efficiency and brand safety

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Increased
Collection
Efficiency

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Brand 
Safety

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Reduced
Collection
Cost

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Minimized
NPAs &
Bad debts

Our Promise

At Zenollect, we believe in collection with a human touch. Our mission is to improve the collection efficiency without  compromising  your brand's safety.

Collections with a commitment to brand safety

Who We Are

Collections with a commitment to brand safety

At Zenollect, we believe in collections with a human touch. Our mission is to improve collection efficiency without compromising your brand's safety.

Who We Are

Collections with a commitment to brand safety

At Zenollect, we believe in collections with a human touch. Our mission is to improve collection efficiency without compromising your brand's safety.

At Zenollect, we believe in collection with a human touch. Our mission is to improve the collection efficiency without  compromising  your brand's safety.

Collections with a commitment to brand safety

Ready to elevate your collections experience?

Ready to elevate your collections experience?

Advanced Analytics

We leverage cutting-edge analytics to gain precise insights into borrowers' attitudes towards loan repayment.

Respectful Approach

When contacting delinquent borrowers, we prioritize borrower dignity and respect, creating interactions aimed at enabling repayment.

In-house Expertise

We maintain an in-house team of skilled professionals and do not outsource your collections. Our team embodies our values, ensuring respectful and effective collection.

Our Approach

Reduced 
Collections Cost

Brand 
Safety

Our Promise

Increased Collections Efficiency

Minimized NPAs
& Bad Debts

Pan-India Coverage

We manage collections for a wide array of banks and non-banking financial companies (NBFCs), enabling us to distribute costs across a broad client base. This shared cost structure ensures that everyone wins.

We manage collections for a wide array of banks and non-banking financial companies (NBFCs), enabling us to distribute costs across a broad client base. This shared cost structure ensures that everyone wins.

Economies of Scale

We manage collections for a wide array of banks and non-banking financial companies (NBFCs), enabling us to distribute costs across a broad client base. This shared cost structure ensures that everyone wins.

Enforcement
Efficacy

At Zenollect, we are committed to following both the letter and spirit of regulation, to ensure that our customers’ interest is always protected. We also use technology extensively to ensure that our unique processes are monitored and adhered to.

Quality 
Control

With a thorough background check mechanism and extensive training in soft skills for a human-centric and brand-safe approach, our executives are highly trained to handle all kinds of customer interactions in a respectful way. 

Differentiated 
Org Design

We pride ourselves in having a strong leadership structure and an effective monitoring & escalation matrix in place to ensure executives have high-quality interactions with customers.

In-house
Training

In order to ensure that our executives follow our high benchmarks of customer interaction, our training system for all executives is entirely in-house. Our leadership trains executives in the classroom as well as on the field, leading to Zenollect customer interactions being of a consistent high quality.

Advanced 
Analytics

We pride ourselves on using the right mix of Artificial Intelligence (AI), Machine Learning (ML) and advanced analytics to assess a customer's readiness to pay. This enables precise communication via SMS, IVR, WhatsApp, calls or field visits.

What Sets Zenollect Apart

We serve as your brand's trusted extension,  prioritizing unparalleled brand safety and strict adherence to regulations in both principle and practice. 

What Sets Zenollect Apart

Economies of Scale

We manage collections for a wide array of banks and non-banking financial companies (NBFCs), enabling us to distribute costs across a broad client base. This shared cost structure ensures that everyone wins.

Economies
of Scale

We manage collections for a wide array of banks and non-banking financial companies (NBFCs), enabling us to distribute costs across a broad client base. This shared cost structure ensures that everyone wins.

Enforcement
Efficacy

At Zenollect, we are committed to following both the letter and spirit of regulation, to ensure that our customers’ interest is always protected. We also use technology extensively to ensure that our unique processes are monitored and adhered to.

Enforcement 
Efficacy

At Zenollect, we are committed to following both the letter and spirit of regulation, to ensure that our customers’ interest is always protected. We also use technology extensively to ensure that our unique processes are monitored and adhered to.

Quality 
Control

With a thorough background check mechanism and extensive training in soft skills for a human-centric and brand-safe approach, our executives are highly trained to handle all kinds of customer interactions in a respectful way. 

Quality
Control

Backed by a thorough background check mechanism and extensive training in soft skills for a human-centric and brand-safe approach, our executives are highly trained to handle all kinds of customer interactions in a respectful way. 

Differentiated 
Org Design

We pride ourselves in having a strong leadership structure and an effective monitoring & escalation matrix in place to ensure executives have high-quality interactions with customers.

Effective
Org Design

We pride ourselves in having a strong leadership structure and an effective monitoring & escalation matrix in place to ensure industry-leading collection efficiency.

In-house
Training

In order to ensure that our executives follow our high benchmarks of customer interaction, our training system for all executives is entirely in-house. Our leadership trains executives in the classroom as well as on the field, leading to Zenollect customer interactions being of a consistent high quality.

In-house
Training

Our training system for all executives is entirely in-house. Our leadership trains executives in the classroom as well as on the field, leading to Zenollect customer interactions being of a consistent high quality.

Advanced 
Analytics

We pride ourselves in using the right mix of Artificial intelligence (AI) and Machine learning (ML) analytic tools to assess a customer's readiness to pay, enabling precise communication via SMS, IVR, WhatsApp, or calls.

Advanced 
Analytics

We pride ourselves on using the right mix of Artificial Intelligence (AI), Machine Learning (ML) and advanced analytics to assess a customer's readiness to pay. This enables precise communication via SMS, IVR, WhatsApp, calls or field visits.

Economies of Scale

We manage collections for a wide array of banks and non-banking financial companies (NBFCs), enabling us to distribute costs across a broad client base. This shared cost structure ensures that everyone wins.

Economies of Scale

We manage collection for a wide array of banks and non-banking financial companies (NBFCs), enabling us to distribute costs across a broad client base. This shared cost structure ensures that everyone wins.

Enforcement
Efficacy

At Zenollect, we are committed to following both the letter and spirit of regulation, to ensure that our customers’ interest is always protected. We also use technology extensively to ensure that our unique processes are monitored and adhered to.

Enforcement Efficacy

At Zenollect, we are committed to following both the letter and spirit of regulation, to ensure that our customers’ interest is always protected. We also use technology extensively to ensure that our unique processes are monitored and adhered to.

Quality 
Control

With a thorough background check mechanism and extensive training in soft skills for a human-centric and brand-safe approach, our executives are highly trained to handle all kinds of customer interactions in a respectful way. 

Quality Control

With a thorough background check mechanism and extensive training in soft skills for a human-centric and brand-safe approach, our executives are highly trained to handle all kinds of customer interactions in a respectful way. 

Differentiated 
Org Design

We pride ourselves in having a strong leadership structure and an effective monitoring & escalation matrix in place to ensure executives have high-quality interactions with customers.

Differentiated Org Design

We pride ourselves in having a strong leadership structure and an effective monitoring & escalation matrix in place to ensure executives have high-quality interactions with customers.

In-house
Training

In order to ensure that our executives follow our high benchmarks of customer interaction, our training system for all executives is entirely in-house. Our leadership trains executives in the classroom as well as on the field, leading to Zenollect customer interactions being of a consistent high quality.

In-house Training

Our training system for all executives is entirely in-house. Our leadership trains executives in the classroom as well as on the field, leading to Zenollect customer interactions being of a consistent high quality.

Advanced 
Analytics

We pride ourselves in using the right mix of Artificial intelligence (AI) and Machine learning (ML) analytic tools to assess a customer's readiness to pay, enabling precise communication via SMS, IVR, WhatsApp, or calls.

Advanced Analytics

We pride ourselves on using the right mix of Artificial Intelligence (AI), Machine Learning (ML) and advanced analytics to assess a customer's readiness to pay, enabling precise communication via SMS, IVR, WhatsApp, or calls.

Collection as a Service

At Zenollect, we understand the complexities of debt management in the digital age. Especially when it comes to protecting your brand’s value. That's why we offer a tailored and humanized approach to streamline your collection process, maximize recovery and ensure brand safety.

 

Our in-house and well trained team of experts utilizes advanced analytics and industry best practices to optimize every stage of the collection lifecycle. From pre-deliquency management to NPA recovery, we're committed to delivering results that elevate your collection experience. 

 

Partner with us to enhance efficiency and preserve your brand’s value

 

  • Pre-Delinquency Management: Utilizing advanced analytics powered by AI/ML, we assess a customer's readiness to pay, enabling precise communication via SMS, IVR, WhatsApp, or calls.

  • Early Defaulter Management: Capitalize on early signals to refine sourcing and policy parameters, empowering your business teams to act swiftly and effectively.

  • Early Bucket Solution: For the early bucket (1-30 DPD), our contact center and field capabilities ensure proactive management. We also offer rollback and normalisation capabilities required for effectively managing the 31-90 DPD bucket.

  • NPA Recovery: Our in-house team of highly trained experts handles settlement, repossession, Sarfaesi, and legal actions for the 90+ DPD bucket, all while ensuring a respectful approach to preserve your brand’s value.

Robert Rose

This is your Testimonial section paragraph. It’s a great place to tell users how much you value your customers and their feedback.

Alex Smith

This is your Testimonial section paragraph. It’s a great place to tell users how much you value your customers and their feedback.

Drew Carlyle

This is your Testimonial section paragraph. It’s a great place to tell users how much you value your customers and their feedback.

Jessica Davis

This is your Testimonial section paragraph. It’s a great place to tell users how much you value your customers and their feedback.

Testimonials

Experience hassle-free
collections with Zenollect

Experience hassle-free
collections with Zenollect

Stay focused on your business.

We've got your collections covered.

Leadership Team

Krishnan Govindan

CEO

Krishnan Govindan, Director & CEO of Zenollect, has over 25 years of extensive corporate experience. He has worked in various roles across sales, marketing, credit, and customer service in the financial sector. Govindan has held significant positions, including managing profit and loss (P&L) at an NBFC like L&T Finance. Prior to joining L&T Finance, he held leadership roles at Asian Paints, ICICI, Airtel, and private equity firm True North. Govindan holds an MBA from S.P. Jain Institute of Management and Research, Mumbai.

Collection as a Service

At Zenollect, we understand the complexities of debt management in the digital age. That's why we offer a tailored and humanized approach to streamline your collections' process, maximize recovery and ensure brand safety.

 

Our in-house and well trained team of experts utilizes advanced analytics and industry best practices to optimize every stage of the collection lifecycle. From pre-delinquency management to NPA reduction to recovery, we're committed to delivering results that elevate your collection experience. 

Here's a quick overview of the services we offer: 

 

  • Pre-Delinquency Management: Utilizing advanced analytics powered by AI/ML, we assess a customer's readiness to pay, enabling precise communication via SMS, IVR, WhatsApp, or calls.

  • Early Defaulter Management: Capitalize on early warning signals to refine sourcing and policy parameters, empowering your business teams to act swiftly and effectively.

  • Early Bucket Solution: For the early bucket (1-30 DPD), our contact center and field executives collaborate to increase the current book. Our focused approach towards rollback and normalisation helps minimize NPA. 

  • NPA Recovery: Our in-house team of highly trained experts handles settlement, repossession, Sarfaesi, and legal actions for the 90+ DPD bucket with strong skip tracing capabilities, all while ensuring respectful, brand-safe customer interactions.

  • Legal Support: Our in-house team of lawyers use all legal means available to lenders to maximise recovery.

Stay focused on your business. We've got your collections covered.

At Zenollect, we understand the complexities of debt management in the digital age. That's why we offer a tailored and humanized approach to streamline your collections' process, maximize recovery and ensure brand safety.

 

Our in-house and well trained team of experts utilizes advanced analytics and industry best practices to optimize every stage of the collection lifecycle. From pre-delinquency management to NPA reduction to recovery, we're committed to delivering results that elevate your collection experience. 

Here's a quick overview of the services we offer: 

 

  • Pre-Delinquency Management: Utilizing advanced analytics powered by AI/ML, we assess a customer's readiness to pay, enabling precise communication via SMS, IVR, WhatsApp, or calls.

  • Early Defaulter Management: Capitalize on early warning signals to refine sourcing and policy parameters, empowering your business teams to act swiftly and effectively.

  • Early Bucket Solution: For the early bucket (1-30 DPD), our contact center and field executives collaborate to increase the current book. Our focused approach towards rollback and normalisation helps minimize NPA. 

  • NPA Recovery: Our in-house team of highly trained experts handles settlement, repossession, Sarfaesi, and legal actions for the 90+ DPD bucket with strong skip tracing capabilities, all while ensuring respectful, brand-safe customer interactions.

  • Legal Support: Our in-house team of lawyers use all legal means available to lenders to maximise recovery.

Collection as a Service

Phone

Speak to an expert

Phone

Robert Rose

This is your Testimonial section paragraph. It’s a great place to tell users how much you value your customers and their feedback.

Alex Smith

This is your Testimonial section paragraph. It’s a great place to tell users how much you value your customers and their feedback.

Drew Carlyle

This is your Testimonial section paragraph. It’s a great place to tell users how much you value your customers and their feedback.

Jessica Davis

This is your Testimonial section paragraph. It’s a great place to tell users how much you value your customers and their feedback.

Testimonials

Our Locations

Portfolio Buyout

In today's dynamic financial landscape, maximizing returns while minimizing risk is paramount.


At Zenollect, we understand the challenges banks and NBFCs face in managing non-performing assets. That's why we offer a Portfolio Buyout Solution to help you manage your balance sheet better. 


With our expertise and resources, we streamline the process of acquiring stressed assets, providing you with immediate liquidity and alleviating the burden of non-performing loans. Our experienced leadership and strategic approach ensure optimal outcomes, enabling you to focus on your core operations with confidence.


Partner with us to transform your non-performing assets into opportunities for growth and profitability. Explore our Portfolio Buyout Solution today and discover a smarter way forward for your company.

Careers at Zenollect

Fill out the form below and we will be in touch with you.

All the best!

Applying for position

Careers at Zenollect

Fill out the form on the right and we will be in touch with you.

All the best!

Applying for position

Pan India
Coverage

Increased
Collections Efficiency

Brand
Safety

Reduced
Collection Cost

Minimized NPAs
& Bad debts

Our Promise

Our Locations

Have questions or ready to get started?

Fill out the form, and we'll be in touch.

We're here to help

Robert Rose

This is your Testimonial section paragraph. It’s a great place to tell users how much you value your customers and their feedback.

Alex Smith

This is your Testimonial section paragraph. It’s a great place to tell users how much you value your customers and their feedback.

Drew Carlyle

This is your Testimonial section paragraph. It’s a great place to tell users how much you value your customers and their feedback.

Jessica Davis

This is your Testimonial section paragraph. It’s a great place to tell users how much you value your customers and their feedback.

Testimonials

Flow 1.gif

Elevate

Your Collections Experience with Zenollect

Collections with a human touch to drive improved efficiency and brand safety

We're here to help

Have questions or ready to get started?

Fill out the form, and we'll be in touch.

Speak to an expert

Phone

Collection as a Service

At Zenollect, we understand the complexities of debt management in the digital age. That's why we offer a tailored and humanized approach to streamline your collections' process, maximize recovery and ensure brand safety.

 

Our in-house and well trained team of experts utilizes advanced analytics and industry best practices to optimize every stage of the collection lifecycle. From pre-delinquency management to NPA reduction to recovery, we're committed to delivering results that elevate your collection experience. 

Here's a quick overview of the services we offer: 

 

  • Pre-Delinquency Management: Utilizing advanced analytics powered by AI/ML, we assess a customer's readiness to pay, enabling precise communication via SMS, IVR, WhatsApp, or calls.

  • Early Defaulter Management: Capitalize on early warning signals to refine sourcing and policy parameters, empowering your business teams to act swiftly and effectively.

  • Early Bucket Solution: For the early bucket (1-30 DPD), our contact center and field executives collaborate to increase the current book. Our focused approach towards rollback and normalisation helps minimize NPA. 

  • NPA Recovery: Our in-house team of highly trained experts handles settlement, repossession, Sarfaesi, and legal actions for the 90+ DPD bucket with strong skip tracing capabilities, all while ensuring respectful, brand-safe customer interactions.

  • Legal Support: Our in-house team of lawyers use all legal means available to lenders to maximise recovery.

Stay focused on your business. We've got your collections covered.

Portfolio Buyout

In today's dynamic financial landscape, maximizing returns while minimizing risk is paramount.


At Zenollect, we understand the challenges banks and NBFCs face in managing non-performing assets. That's why we offer a Portfolio Buyout Solution to help you manage your balance sheet better. 


With our expertise and resources, we streamline the process of acquiring stressed assets, providing you with immediate liquidity and alleviating the burden of non-performing loans. Our experienced leadership and strategic approach ensure optimal outcomes, enabling you to focus on your core operations with confidence.


Partner with us to transform your non-performing assets into opportunities for growth and profitability. Explore our Portfolio Buyout Solution today and discover a smarter way forward for your company.

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